Cosigning a Mortgage: If your credit, debt, or income is keeping you from buying a house, you may be tempted to have another person in a more stable financial position help with your loan application. A non-occupant co-client signing your mortgage along with you may be an option your lender offers, but there are a…
How Much Income Do I Need to Buy a House: Homeownership is not just for the ultra wealthy. While income is an important factor when buying a house, knowing exactly how much you need to earn is not as simple. How Much Income Do I Need to Buy a House: Most people who buy a…
The biggest question those considering homeownership need to answer is simple: Should I buy or rent my home? Here is a look at the pros and cons of each Is it better to rent or buy 2022: Buying Pros: Cons: Renting Pros: Cons: You will need to consider your individual situation to decide which path…
Right Location to Buy a Home: They say that buying a home is all about location, location, location. But what if you do not know what location is right for you? Here are a few factors to consider when deciding on just the right place to put down your roots. Right Location to Buy a…
Appraisal Contingency: When buying a new home, you have the chance to put in a number of contingencies to the purchase contract to protect you during the process. Appraisal Contingency: A contingency is a condition that must be met in order for the contract to remain valid. If it is not met to the buyer’s…
first time home buyer expenses: If you are getting ready to purchase your first home, there are a few expenses that you need to prepare for before getting to the final closing table. Some are even required before you start searching or complete the sale. Here are five major expenses that first time home buyers…
Strategies to Save for a Home: Before you begin your new home search, talk to a lender about getting pre-approved for a Buying a home is a big purchase, one that takes time to save up to afford. Many homebuyers use a mortgage to finance the majority of the cost, but still need to save…
Get Preapproved for a Mortgage: Before you begin your new home search, talk to a lender about getting preapproved for a mortgage. This important step can save you time in negotiations and keep your search on target and within budget. What exactly is a preapproval and how do you get one? Get Preapproved for a…
Understanding Cash to Close: If you have received your Closing Disclosure from your lender, you are almost done with your home buying journey. The Closing Disclosure, provided at least three full days before closing when you sign the final purchase documents, means that you are at the finish line, ready to celebrate with keys in…
First-Time Homebuyer’s Checklist: Ready to purchase your first home? Use this easy-to-follow checklist to navigate the path to home ownership. First-Time Homebuyer’s Checklist
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