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Our Library
Components of a Mortgage
Learn about everything that makes up a mortgage including programs, approval, rates, and closing costs.
Mortgage Approval Process
Learn about some of the important components involved in getting qualified for a mortgage loan.
Purchase Pre-Qualification Letter Basics
Establishing a “Baseline” and getting a mortgage pre-qualification letter is an essential first step in the home buying process.
Closing Process
To ensure a smooth and painless closing, please keep the following in mind…
Documentation
These are the items that need to be returned with your application package in order to ensure the smooth processing of your loan.
Don’t get beat by others on the house hunting challenge!
Get Pre-Approved!
If you’re shopping for a home, you should get a mortgage preapproval. A mortgage preapproval helps you understand how much you may be able to borrow to buy a home, makes you more attractive to sellers, and alerts you to problems that may affect your ability to get a loan. To get preapproved, you’ll need to provide your lender with documents they’ll use to verify your personal, employment and financial information.