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Home Buyers! How to Win a bidding war in a Seller’s Market.

Inside the Home Buyers Playbook: Strategic Moves to Outmaneuver Competition in a Seller’s Market Introduction: The home-buying process, particularly in a competitive seller’s market, can feel like an intricate game of chess. Each player has unique strategies, with countless variables impacting the end game. From the eyes of an experienced Realtor, let’s dive deep into…

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Buy or rent in 2023? Shall I buy or wait?

Buy or Rent in 2023: Shall I Buy or Wait? Introduction Deciding whether to buy or rent in 2023 is a big decision, and with the ever-changing real estate landscape in 2023, it’s more important than ever to weigh your options carefully. This article will explore current market trends, factors to consider when deciding, and…

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How to get pre approved for a mortgage in 2023

How to get pre approved for a mortgage? Getting approved for a mortgage can be an overwhelming process, but with the right information and preparation, you can make it much less stressful. Here are some steps to take to ensure that you get approved for a mortgage. What is a mortgage pre-approval? Tell me the…

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4 best types of mortgages and sources of financing.

Paths to homeownership: what are your financing options? what are the 4 types of mortgage loans? There are a few different paths to homeownership. Which one is best for you? Read on to find out!  Not all home loan type are the same. Knowing what kind of home loan is most appropriate for your situation…

Down Payment Assistance Programs And Grants: What They Are And How They Work
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Down Payment Assistance Programs And Grants: What They Are And How They Work

Down payment assistance comes: One of the biggest hurdles that first time homebuyers face is saving up for a sizable down payment on a home. What Is Down Payment Assistance? When you buy a home, you’ll usually have to put money down that’s equal to a percentage of your home’s final purchase price. This is…

Conforming Loan -A non-government sponsored loan with low down payment options
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Conforming Loan -A non-government sponsored loan with low down payment options

Conforming loan is a sub-category of a conventional loan that meets the dollar limits set by the Federal Housing Finance Agency (FHFA) and the funding criteria of set by FreddieMac and FannieMae. For borrowers with excellent credit, a conforming loan is advantageous due to its low interest rates and lower down payment compared to other conventional…

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